Information We Collect
We may collect and use personal information about clients and consumers. We collect personal information when you interact with us. For example, when you: file a request for benefits or a claim on our website; request more information on our website to become a prospective business partner; complete an application or other form; contact us for customer service or other assistance; engage in a purchase transaction; or submit personal information to us. The personal information we collect may include: first and last name, email address, physical address, phone number(s), financial institution account information, credit/debit card information, vehicle information, and vehicle insurance information. We may receive personal information from other sources, such as consumer reporting agencies and motor vehicle reports. We may record phone calls made to our offices for training and quality assurance purposes. We may use video surveillance on our premises.
When you use our website we will store cookies on your computer in order to facilitate your use of our website. A cookie is a small data text file, which a website stores on your computer's hard drive (if your Web browser permits) that can later be retrieved to identify you to us. The cookies make your use of the website easier, make the website run more smoothly and help us to maintain a secure website. You are always free to decline our cookies if your browser permits, but some parts of our website may not work properly in that case. Also, we may obtain your internet protocol address, computer’s operating system, and browser type; the website address of a referral website; and the path you take on our web pages
Sharing Information We Collect
We do not sell, trade, or rent personal information. We do provide some of our products services through contractual arrangements with service providers, affiliates and agents, and other third parties (collectively “service partners”.) Service partners are only allowed to use personal information for those services we ask them to perform. We and our service partners use personal information to operate our web sites and deliver products and services. We will encourage our service partners to adopt and post privacy policies. However, the use of personal information by our service partners is governed by the privacy policies of those service partners, and is not subject to our control.
We may be required by law enforcement or judicial authorities to provide personal information to governmental authorities. We will disclose personal information upon receipt of a court order, subpoena, or to cooperate with a law enforcement investigation. We fully cooperate with law enforcement agencies in identifying those who use our products services for illegal activities. We reserve the right to report to law enforcement agencies any activities that we in good faith believe to be unlawful. We may share statistical data that does not identify you with service partners and government regulators.
Safeguarding Your Information
We secure personal information consistent with current industry standards. Personal information is protected in several ways. We maintain physical, electronic and procedural safeguards. We restrict access to personal information to those employees who need to know in order to provide services. The Program Administrator’s Confidentiality Policy, which applies to all employees, restricts the use of all personal information and requires the utmost discretion.
On our website, we have installed usernames, passwords and other safety features to ensure that personal information remains secure. We recommend that you do not divulge your password to anyone. In addition, personal information resides on a secure server that only selected employees and contractors have access to via password.
In order to most efficiently serve you, credit/debit card and checking/savings account transactions are handled completely by service partners that are established third party lending, processing agents and distribution institutions. They request, obtain and receive the information needed to verify and authorize your credit card or other payment information and to process purchases.
Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect personal information, you acknowledge that: (a) there are security and privacy limitations of the Internet which are beyond our control; (b) the security, integrity and privacy of any and all information and data exchanged between you and us through this website cannot be guaranteed; and (c) any such information and data may be viewed or tampered with in transit by a third party.
Questions regarding privacy should be directed to the Program Administrator by sending an e-mail to firstname.lastname@example.org or writing to us at the following address: Program Administrator, P.O. Box 1049, Bedford, TX 76095-1049
You agree that you are only authorized to visit, view and to retain a copy of pages of the Site in connection with your business with AmeriPlus. You agree not to deep-link to the Site for any purposes, unless specifically authorized by us to do so. The content and software on this Site is the property of the Program Administrator or our licensors, and is protected by copyright laws. This Site may not be used for any commercial purposes other than those connected to your business with AmeriPlus. Program Administrator will investigate and take appropriate legal action against anyone who violates this provision.
During the registration process, you will be asked to select a unique password for access to certain portions of the Site. You are responsible for maintaining the confidentiality of the password and account, and are fully responsible for all activities that occur under the password. By logging into the Site, you represent and warrant that: you are the person who registered for the site; you are using the services only for permitted purposes; you will immediately notify us of any unauthorized use of the password or account or any other breach of security and you will ensure that you exit from your account at the end of each session. Please notify email@example.com
of any potential unauthorized use(s) of your account, or breach of security.
If you are notifying Program Administrator of alleged copyright infringement, please be sure to provide the information required by 17 U.S.C. §512(c)(3)(A) to firstname.lastname@example.org.
YOU EXPRESSLY AGREE THAT ALL MATERIAL, INFORMATION, SOFTWARE, PRODUCTS AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE ARE PROVIDED ‘AS IS’ AND ‘AS AVAILABLE’ FOR YOUR USE. THE SITE CONTENT IS PROVIDED WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO WARRANTIES OF TITLE, NON-INFRINGEMENT OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR OTHERWISE, OTHER THAN THOSE WARRANTIES WHICH ARE INCAPABLE OF EXCLUSION, RESTRICTION OR MODIFICATION UNDER APPLICABLE LAW. NEITHER PROGRAM ADMINISTRATOR, NOR OUR LICENSORS MAKE ANY WARRANTY THAT THE SITE CONTENT IS ACCURATE, RELIABLE OR CORRECT; THAT THE SITE WILL BE AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; THAT ANY DEFECTS OR ERRORS WILL BE CORRECTED; THAT THE SITE CONTENT IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR THAT YOU WILL ACHIEVE SUCCESSFUL RESULTS FROM FOLLOWING ANY INSTRUCTION, DIRECTION OR RECOMMENDATION ON THE SITE. UNDER NO CIRCUMSTANCES SHALL PROGRAM ADMINISTRATOR OR OUR LICENSORS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES, WHICH RESULT FROM THE USE OR INABILITY TO USE THE SITE OR FROM INFORMATION PROVIDED ON THE SITE. THIS LIMITATION APPLIES WHETHER THE ALLEGED LIABILITY IS BASED UPON CONTRACT OR ANY OTHER BASIS, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, OUR LIABILITY IN SUCH JURISDICTIONS SHALL BE LIMITED TO THE EXTENT PERMITTED BY LAW.